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BuilderCFO — Fractional CFO

A CFO who speaks construction.

For contractors doing $500K to $10M who need a real CFO in the business — without a $200K hire. Flat fee. Construction-only. Starts at $1,500/month.

Four problems BuilderCFO solves on day one

If any of these sound familiar, keep reading.

01

You don't know which jobs are making money — until it's too late.

By the time your year-end P&L lands, the profitable jobs are done and the bleeders already cost you. A fractional CFO gives you margin per job in real time, every Friday.

02

Your banker keeps asking for a clean WIP schedule.

Over/under-billings, percentage-of-completion, retainage, backlog. Most bookkeepers have never built one. We build it every month in the exact format your bank already trusts.

03

Cash is always tight — even on good months.

Because draws land 45 days after the work, materials get paid upfront, and payroll doesn't wait. We build a rolling 13-week cash map so you see the crunch coming weeks in advance.

04

You want to bid bigger work but can't see 60 days out.

Bigger jobs = bigger cash swings and bigger bonding requirements. We build your books to the standard sureties and lenders want before you walk in the door.

Everything in BuilderCFO

Ten deliverables, one flat fee.

No hourly rates. No surprise bills. Everything a growing contractor needs to run the numbers like a pro — in one package.

01

NAHB chart of accounts

Rebuilt from scratch with phase codes and cost types. Every dollar tagged by job.

02

Job costing in real time

Labor, materials, subs, equipment, and overhead allocated correctly per job.

03

Monthly WIP schedule

Percentage-of-completion, over/under-billings, retainage — the way bankers want it.

04

13-week rolling cash forecast

Updated weekly. See cash gaps before they hit. Plan payroll and draws around them.

05

Weekly job reviews

Every Friday, every open job. Catch profit fade the week it happens.

06

Custom owner dashboard

One page. Margin per job. Cash position. AR aging. WIP summary. Live numbers.

07

QuickBooks ↔ PM wire-up

Buildertrend, Procore, Knowify, CoConstruct, or Contractor Foreman → QBO. No double entry.

08

Quarterly CFO strategy call

One hour, every quarter. Pricing, hiring, bidding, bonding, growth — we help you make the call.

09

Bank draw + bonding support

Draw packages in days. Bonding paperwork in the format your surety accepts.

10

24-hour rapid response

Any question, 5 days a week. Direct to the person actually doing your books.

The 90-day promise

Our promise: In 90 days you will see which jobs make money. Or we work free until you do.

In writing on every engagement letter. No fine print. If by day 90 you can't open your dashboard and see real-time margin on every open job, we keep working free until you can.

Book a free call

30 minutes. One profit leak. Free.

We'll find at least one leak in your books on the call. No pitch. No strings.

April 2026
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Weekdays, 11:00 AM – 2:00 PM MT