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Compliance8 min read

Why Subcontractor Default Insurance Will Not Save Your Job

Subcontractor default insurance sounds like a safety net, but insurance does not fix the underlying problem. It is a Band-Aid on a broken financial system.

Cory Salisbury
Cory Salisbury
Founder & Fractional CFO • Salisbury Bookkeeping

The real question is whether you have the financial visibility to catch warning signs before disaster. What insurance does not cover: weeks lost scrambling to find a replacement, schedule delays, reputation hit, cash flow crunch. Three financial systems that protect better than insurance: connected job costing, subcontractor financial monitoring, cash reserve planning. Warning signs of financial distress: payment application inflation, lien waiver delays, material delivery slowdowns, workforce fluctuations, communication breakdown.

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